Garagekeepers

Garage Keeper's Legal Liability coverage is an optional coverage designed for business owners who offer towing services or operate service stations. It protects a customer's vehicle when you are keeping it at a covered location for parking or storing, or to perform service.

Garage Keeper's Legal Liability insurance provides protection in case a vehicle is damaged by fire, theft, vandalism or collision.

Who Needs Garage Keeper's Legal Liability Coverage?

If your business offers towing or service station services, Garage Keeper's Legal Liability coverage is for you because it protects you when you are storing customers' vehicles. Limits, Deductibles and Other Details

You must select limits for Garage Keeper's Legal Liability coverage, which will determine the maximum amount of coverage available to you on a per-occurrence basis.

Whether one car or a garage full of cars is damaged while in your care, the total amount covered by Garage Keeper's insurance is based on the limit you choose. You can select from a variety of options depending on your state, but the typical maximum available limit is $2,500 per occurrence.

You also must select a per-vehicle deductible, which is typically $500. This means you would pay the first $500 to repair or replace each vehicle, and your insurance company would pay the remainder.

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